For Buyers
Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. My services and experience range from financial aid to helping you find the home that best suits you and your family. For your convenience, I also provide listings by email. I pride myself on repeat business and hope you'll come to understand why.
How I Can Help
Before you start looking
Closing Costs
- Assure that you see all the properties in the area that meet your criteria.
- Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
- Make sure you don't pay too much for your new home and help you avoid costly mistakes.
- Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
- Check your credit rating. Straighten out any errors before its too late.
- Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
- Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
- Choose a REALTOR® that you trust and who understands your needs.
- Determine what neighborhood best matches your needs.
- Identify important features you need your new home to have.
- Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
- Third-party fees include charges for insurance, title search, and other inspections such as termites.
- Government fees include deed recording and state & local mortgage taxes.
- Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.
Find out how much your closing costs could be.
Letter from Recent client
Hello Joe,
Berdie and I would like to take this time to say Thank You for making our home purchase such a pleasurable experience. Having to find a house in Kansas when you are still in California is not something easily done unless you have someone to help. You did an exceptional job with such a short amount of time to work with. It's not every realtor that will store your personal items for you when you get in a bind, but you did just that. It is that level of customer service that will send us back to you when it is time to move on. Buying a home is a stressful event, however with you in our corner it was like having a friend by our side every step of the way. A friend that looked for the things most of us overlook such as a high quality roof and siding. The house is not only sound in construction but also beautiful to look at. I would recommend you as a realtor any day and tell all perspective clients that Joe Welu won't just help you find a house he will help you find a Home!
Warmest Regards,
Jason J. Casanova
